This Article Full Text (PDF) Alert me when this article is cited Alert me if a correction is posted Services Email this article to a friend Similar articles in this journal Alert me to new issues of the journal Add to Saved Citations Download to citation manager Request Permissions Request Reprints Add to My Marked Citations Citing Articles Citing Articles via Google Scholar Citing Articles via Scopus Google Scholar Articles by Lavis, B. Search for Related Content Social Bookmarking                         What's this?

Health Savings Accounts: Has the Revolution Begun?

Sitzmann Morris & Lavis

Health savings accounts are the biggest innovation to hit the group benefits market since the advent of HMOs. By migrating to high-deductible health insurance plans, employers can reduce their premiums while shifting the burden of health care cost back to employees. And with a little instruction from the human resources department, employees should welcome this program because they can use tax-deferred health savings account dollars to put toward their retirement without adding additional costs to the company benefits program. This is a winning scenario that sweetens the pot for employees, giving them another tax-savings mechanism to save for retirement and allowing employers to migrate to less costly high-deductible health insurance programs.

Key Words: health insurance • health savings accounts • health care expenses • retirement strategies

Compensation & Benefits Review, Vol. 36, No. 6, 48-52 (2004)
DOI: 10.1177/0886368704269969


CiteULike    Complore    Connotea    Del.icio.us    Digg    Reddit    Technorati    Twitter    What's this?